The Incredible Abuse of Saskatchewan No-Fault Insurance part 2

The Incredible Abuse of Saskatchewan

No-Fault Insurance (Part 2)

Nipawin - June 1, 2000 - By: Mario deSantis and reviewed by James deSantis

Part 1
The governmental environment and their sponsored researches

Dr. David Cassidy's study on No-Fault Insurance

Part 2

Dr. Cassidy's study doesn't make common sense,
it is just an adulteration of numbers

Dr. Cassidy received a grant in the order of at
least a million dollar from SGI

Today's report is the second in a four part series posted each day for the
rest of this week dealing with these issues that revolve around SGI's
no-fault insurance programme and
their efforts to validate it through ambitious pseudo research.

Changing definitions of whiplash injury, and the
proxy of settlement date as the recovery date

The limitations of statistics as expressed by George H. Gallup

Conclusions

-----Dr. Cassidy's study doesn't make common sense, it is just an adulteration of numbers

adulteration
of statistics
In many of my past articles, I have shown that the biggest policy directions of this government are

driven by the number game, which includes the manipulation or adulteration of statistics related to

our social and economic conditions. Dr. Cassidy's study is another exercise of futility, a waste of

taxpayers' money, and a symptomatic consequence of the bad faith of this government and of its

fraudulent practices perpetrated in health care⁽¹⁾, in workers' compensation⁽²⁾, and in governmental

insurance.

data that is inexplicably missing
Dr. Michael Freeman⁽³⁾ and Dr. Harold Merskey⁽⁴⁾ have analysed Dr. Cassidy's study and they

both have discounted the scientific validity of this study within the accepted framework of statistical

analysis. In particular, Dr. Freeman has stated "This is one of the most misleading studies that I have

ever come across. There are so many problems with this superficially impressive study that it is

difficult to know where to begin" while Dr. Merskey has alternatively dismissed the relevance of

this study by saying "The inconsistencies in the New England Journal article with respect to data

and data management, and the problem with data that is inexplicably missing, exceed by far anything

acceptable in a peer review journal."

fraudulent statement
One of the basic premise of this study was to show that within an accepted and standardized

definition of whiplash injury the No-Fault insurance system would provide the recovered injured

people with better health and better physical conditions than under the previous Tort-Compensation

system. Dr. Cassidy's conclusions that "the elimination of compensation for pain and suffering is

associated with a decreased incidence and improved prognosis of whiplash injury" is a fraudulent

statement per se!

Dr. Cassidy's study violates this basic tenet
How can the change to the No-Fault insurance system affect immediately the incidence of whiplash

claims if the same definition of claim is maintained as per the Tort-Compensation system? One of

the tenet of statistics is the opportunity to repeat independent experiments, and Dr. Cassidy's study

violates this basic tenet.

How can Dr. Cassidy provide reasonable evidence that the change to the No-Fault insurance

system with different rehabilitation and administrative regulatory programs can improve the

recovery time of the injured by two times as much compared to the Tort-Compensation when

recovery time

i) the recovery time is equated to claim settlement,

suffer pain

ii) the same injured people under No-Fault, state that they still suffer pain after

----their supposed claim settlement,

coerced and harassed

iii) the same injured people under No-Fault, state that they have been coerced and

-----administratively harassed to either settle the claim or follow specific

-----rehabilitation program⁽⁵⁾;

Justice
Thomas Wakeling resigns
as chair

iv) Justice Thomas Wakeling resigns as chair from the supposed independent

----governmental review committee of the No-Fault system, states that the job was

----too stressful for him, and as a sign of contempt for the governmental

----interference charges the government close to $13,000 dollars for a total of

----fourteen days on the committee⁽⁶⁾ and

No-Fault is unfair

v) Dr. Jim Melenchuck, prior to becoming Minister of Education with this

----government, has expressed his own unpleasant experiences as a doctor with the

----No-Fault insurance system⁽⁷⁾ and has specifically stated "No-Fault is unfair, it

----is unjust, and it is unhealthy⁽⁸⁾"?

against the common sense
No, it doesn't make common sense to say that under No-Fault insurance whiplash victims are

emotionally and physically better than under the Tort-Compensation system. This study is against

of people and therefore it is a fraud for all the present whiplash victims in

Saskatchewan. And if this No-Fault legislation is not repealed, this study is going to be a chronic

fraud perpetrated by this government against all the people of Saskatchewan.

-----------References & Endnotes:

Quote by Donella Meadows "challenging a paradigm is not a part-time job. It is not sufficient to make your point once and then blame the world for not getting it. The world has a vested interest in, a commitment to, not getting it. The point has to be made patiently and repeatedly, day after day after day" ftp://sysdyn.mit.edu/ftp/sdep/Roadmaps/RM1/D-4143-1.pdf http://iisd1.iisd.ca/pcdf/meadows/default.htm

General reference: Articles by Mario deSantis published by Ensign http://www.ftlcomm.com/ensign/authors/desantis.html

Dr. Cassidy's study on no-fault insurance: supporting another shock absorber, by Mario deSantis, April 20, 2000

The fight against No-Fault Insurance is a fight for our Freedom: Attend the Public Forum at the Saskatoon Public Library on May 13, 2000, by Mario deSantis, May 9, 2000

1.
-
Dr. Steven Lewis: Preaching the Gospel of Statistics at SAHO Convention, by Mario deSantis, March 23, 2000

2.
The WCB is defrauding the Saskatchewan People, by Mario deSantis, June 22, 1999

3.
-
-
Letter From Dr. Freeman About SGI's No Fault Study!!! Coalition Against No Fault In Saskatchewan, Box 24007, 240 Albert Street, Regina, Saskatchewan S4R 8R8, (306)546-4424 coalition@dlcwest.com

4.
-
-
-
-
Dr. Merskey And Dr. Teasel Critique The SGI/University Of Saskatchewan Study "Misleading And Potentialy Harmfu! Letter dated May 8, 2000 from Dr. Harold Merskey to Ms. Lorie Terry. http://www.angelfire.com/nf/coalitionagainstnf/Merskey.htm Dr. Merskey Writes An Addendum To His Critique Adding That Chart In Study Shows 25% Of Claims Still Open At One Year http://www.angelfire.com/nf/coalitionagainstnf/addendum.htm

5.
-
Transcipts Of Our First Meeting In Regina!, Coalition Against No Fault In Saskatchewan, coalition@dlcwest.com

6.
-
No new chair for no-fault committee CBC Saskatchewan, http://sask.cbc.ca/ Web Posted | May 1 2000 8:47 PM EDT

7.
-
No fault insurance rallies, CBC Saskatchewan, http://sask.cbc.ca/ WebPosted Aug 27 1999 11:28 AM EDT

8.
--
Campaign promise haunts Saskatchewan Liberal Leader, CBC Saskatchewan, http://sask.cbc.ca/ Web Posted | May 18 2000 8:31 PM EDT

The Incredible Abuse of Saskatchewan No-Fault Insurance (Part 2)

*Nipawin - June 1, 2000 -* By: *Mario deSantis and reviewed by James deSantis*

Part 1	The governmental environment and their sponsored researches
	Dr. David Cassidy's study on No-Fault Insurance

Part 2	Dr. Cassidy's study doesn't make common sense, it is just an adulteration of numbers

	Dr. Cassidy received a grant in the order of at least a million dollar from SGI	Today's report is the second in a four part series posted each day for the rest of this week dealing with these issues that revolve around SGI's no-fault insurance programme and their efforts to validate it through ambitious pseudo research.

	Changing definitions of whiplash injury, and the proxy of settlement date as the recovery date

	*The limitations of statistics as expressed by George H. Gallup*

	*Conclusions*

-----Dr. Cassidy's study doesn't make common sense, it is just an adulteration of numbers

adulteration of statistics	In many of my past articles, I have shown that the biggest policy directions of this government are
	driven by the number game, which includes the manipulation or adulteration of statistics related to
	our social and economic conditions. Dr. Cassidy's study is another exercise of futility, a waste of
	taxpayers' money, and a symptomatic consequence of the bad faith of this government and of its
	fraudulent practices perpetrated in health care⁽¹⁾, in workers' compensation⁽²⁾, and in governmental
	insurance.

data that is inexplicably missing	Dr. Michael Freeman⁽³⁾ and Dr. Harold Merskey⁽⁴⁾ have analysed Dr. Cassidy's study and they
	both have discounted the scientific validity of this study within the accepted framework of statistical
	analysis. In particular, Dr. Freeman has stated "This is one of the most misleading studies that I have
	ever come across. There are so many problems with this superficially impressive study that it is
	difficult to know where to begin" while Dr. Merskey has alternatively dismissed the relevance of
	this study by saying "The inconsistencies in the New England Journal article with respect to data
	and data management, and the problem with data that is inexplicably missing, exceed by far anything
	acceptable in a peer review journal."

fraudulent statement	One of the basic premise of this study was to show that within an accepted and standardized
	definition of whiplash injury the No-Fault insurance system would provide the recovered injured
	people with better health and better physical conditions than under the previous Tort-Compensation
	system. Dr. Cassidy's conclusions that "the elimination of compensation for pain and suffering is
	associated with a decreased incidence and improved prognosis of whiplash injury" is a fraudulent
	statement per se!

Dr. Cassidy's study violates this basic tenet	How can the change to the No-Fault insurance system affect immediately the incidence of whiplash
	claims if the same definition of claim is maintained as per the Tort-Compensation system? One of
	the tenet of statistics is the opportunity to repeat independent experiments, and Dr. Cassidy's study
	violates this basic tenet.

	How can Dr. Cassidy provide reasonable evidence that the change to the No-Fault insurance
	system with different rehabilitation and administrative regulatory programs can improve the
	recovery time of the injured by two times as much compared to the Tort-Compensation when
recovery time	i) the recovery time is equated to claim settlement,
suffer pain	ii) the same injured people under No-Fault, state that they still suffer pain after
	----their supposed claim settlement,
coerced and harassed	iii) the same injured people under No-Fault, state that they have been coerced and
	-----administratively harassed to either settle the claim or follow specific
	-----rehabilitation program⁽⁵⁾;
Justice Thomas Wakeling resigns as chair	iv) Justice Thomas Wakeling resigns as chair from the supposed independent
	----governmental review committee of the No-Fault system, states that the job was
	----too stressful for him, and as a sign of contempt for the governmental
	----interference charges the government close to $13,000 dollars for a total of
	----fourteen days on the committee⁽⁶⁾ and
No-Fault is unfair	v) Dr. Jim Melenchuck, prior to becoming Minister of Education with this
	----government, has expressed his own unpleasant experiences as a doctor with the
	----No-Fault insurance system⁽⁷⁾ and has specifically stated "No-Fault is unfair, it
	----is unjust, and it is unhealthy⁽⁸⁾"?

against the common sense	No, it doesn't make common sense to say that under No-Fault insurance whiplash victims are
	emotionally and physically better than under the Tort-Compensation system. This study is against
	of people and therefore it is a fraud for all the present whiplash victims in
	Saskatchewan. And if this No-Fault legislation is not repealed, this study is going to be a chronic
	fraud perpetrated by this government against all the people of Saskatchewan.

-----------References & Endnotes:

	Quote by Donella Meadows "challenging a paradigm is not a part-time job. It is not sufficient to make your point once and then blame the world for not getting it. The world has a vested interest in, a commitment to, not getting it. The point has to be made patiently and repeatedly, day after day after day" ftp://sysdyn.mit.edu/ftp/sdep/Roadmaps/RM1/D-4143-1.pdf http://iisd1.iisd.ca/pcdf/meadows/default.htm

	General reference: Articles by Mario deSantis published by Ensign http://www.ftlcomm.com/ensign/authors/desantis.html

	Dr. Cassidy's study on no-fault insurance: supporting another shock absorber, by Mario deSantis, April 20, 2000

	The fight against No-Fault Insurance is a fight for our Freedom: Attend the Public Forum at the Saskatoon Public Library on May 13, 2000, by Mario deSantis, May 9, 2000

1. -	Dr. Steven Lewis: Preaching the Gospel of Statistics at SAHO Convention, by Mario deSantis, March 23, 2000

2.	The WCB is defrauding the Saskatchewan People, by Mario deSantis, June 22, 1999

3. - -	Letter From Dr. Freeman About SGI's No Fault Study!!! Coalition Against No Fault In Saskatchewan, Box 24007, 240 Albert Street, Regina, Saskatchewan S4R 8R8, (306)546-4424 coalition@dlcwest.com

4. - - - -	Dr. Merskey And Dr. Teasel Critique The SGI/University Of Saskatchewan Study "Misleading And Potentialy Harmfu! Letter dated May 8, 2000 from Dr. Harold Merskey to Ms. Lorie Terry. http://www.angelfire.com/nf/coalitionagainstnf/Merskey.htm Dr. Merskey Writes An Addendum To His Critique Adding That Chart In Study Shows 25% Of Claims Still Open At One Year http://www.angelfire.com/nf/coalitionagainstnf/addendum.htm

5. -	Transcipts Of Our First Meeting In Regina!, Coalition Against No Fault In Saskatchewan, coalition@dlcwest.com

6. -	No new chair for no-fault committee CBC Saskatchewan, http://sask.cbc.ca/ Web Posted \| May 1 2000 8:47 PM EDT

7. -	No fault insurance rallies, CBC Saskatchewan, http://sask.cbc.ca/ WebPosted Aug 27 1999 11:28 AM EDT

8. --	Campaign promise haunts Saskatchewan Liberal Leader, CBC Saskatchewan, http://sask.cbc.ca/ Web Posted \| May 18 2000 8:31 PM EDT